Subscription guides
Practical answers about recurring payments — what you are paying for, who is billing you, and how to stop it. Each guide answers the question first; the app is only mentioned where it is genuinely the next step.
Start here
- Find every subscription you're paying for — the four places recurring charges hide, and how to check each one.
- Apple subscriptions: see, change and cancel — everything billed through your Apple Account, including refunds.
- How to cancel a subscription — the general method, and what to do when there is no cancel button.
- The Amazon Prime settlement refund — up to $200, paid automatically, and why payments expire after 60 days.
Cancelling a specific service
Full walkthroughs for the services people most often get stuck on:
- How to cancel Audible — and why cancelling the usual way destroys your unused credits.
- How to cancel Apple TV (formerly Apple TV+) — including the free trial that came with a new device.
- How to cancel YouTube Premium — why iPhone subscribers pay more, and cancel somewhere else.
- How to cancel Apple Music — what happens to your playlists, and how to save them first.
- How to cancel an iCloud storage plan — the one Apple charge that is not under Subscriptions.
- How to cancel SoundCloud — and what happens to uploads over the free limit.
- How to cancel Twitch — Prime and gifted subs never renew, so only some of yours need cancelling.
- How to cancel Duolingo — your streak and progress are free, and you keep all of it.
- How to cancel Tinder — including why cancelling in the app does not stop the billing.
- How to cancel OnlyFans — subscriptions, rebills and account deletion, which are three different things.
More service guides are being added. If the one you need is missing, the general cancellation method covers almost every case.
Quick reference: where to cancel
Most services fall into one of these routes. Find yours, then follow the matching section of the cancellation guide.
Cancel on the provider's website
Sign in on a desktop browser, then look under Account, Plan, Membership or Billing.
- Netflix — Account → Cancel Membership.
- Spotify — Account → Available plans → Cancel Premium. Reverts to the free tier rather than closing.
- Disney+ — Account → Subscription → Cancel Subscription.
- Adobe Creative Cloud — Plans → Manage plan → Cancel. Watch for the early-termination fee on annual commitments.
- Audible — Account Details → Cancel membership. Credits you have already bought stay yours.
- Strava, Duolingo, Canva, Calm, Headspace, Babbel, Grammarly — all under Account or Subscription settings on the web.
Cancel where your phone bills you
If you subscribed inside an app, the store took the payment and only the store can stop it.
- iPhone or iPad — Settings → your name → Subscriptions.
- Android — Play Store → profile → Payments & subscriptions → Subscriptions.
Cancel through whoever resold it
- Amazon Prime — Account & Lists → Prime Membership → End Membership. A partial refund may be offered if you have barely used the benefits.
- Amazon Channels (Paramount+, Starz, and similar bought through Amazon) — Memberships & Subscriptions in your Amazon account, not the provider's site.
- YouTube Premium and YouTube TV — youtube.com → paid memberships → Manage → Deactivate.
- Apple TV+, Apple Music, iCloud+ — Settings → your name → Subscriptions, or the Apple One bundle if you are on one.
Why cancelling keeps coming round again
Every guide here solves one subscription once. The pattern repeats because renewal dates are invisible between charges — you only find out a subscription is still running when the money leaves.
Keeping a list with the dates on it is what breaks the cycle, whether that list lives in a spreadsheet or in an app. Start by finding what you actually have.